Guides
If someone has offered to buy your home
Three pages covering what we would want a member of our own family to know before they signed anything.
Verified against the source on August 15, 2026
Start here
Each one stands on its own — take whichever matches where you are right now.
Cash offers on your home
Some cash buyers close. Some tie your house up and spend six weeks looking for someone else to buy it — which can cost a homeowner facing a sale date the house itself. How the pattern runs, the seven things to require, and what NC law does and does not require.
Read this →Already signed?If you are already under contract
The buyer has gone quiet and your court date is not moving. Which two dates decide your position, what to look for in the contract you signed, what leverage you actually have, and what to do if something has been recorded against your title.
Read this →Staying in the homeSell-and-stay offers and NC law
If a buyer offers to purchase your home and let you keep living in it, North Carolina regulates that deal specifically — a certified appraisal in your hands seven days before you are obligated, and at least half of appraised value. The full checklist and the only four exempt buyers.
Read this →Everything else
These guides are about offers to buy your home, which is only one of the paths open to a homeowner in foreclosure.
All of your options covers the rest — reinstating the loan, working with your lender, short sale, deed in lieu, bankruptcy, contesting the hearing, and free counseling — with a note on who to talk to about each. Only one of them involves us.
This page explains what North Carolina law says. It is not legal advice, and no page can substitute for a lawyer who has read your contract and your court file. Free HUD-approved housing counseling is available to every North Carolina homeowner at no cost, and legal aid may be available depending on your income.